Calculate your borrowing power
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Savings.com.au
Savings.com.au Pty Ltd ACN 161 358 363 | Australian Financial Services Licence and Australian Credit Licence 515843
Home loan comparison
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| Variable | More details | ||||||||||||
| FEATURED | loans.com.au – Variable Home Loan P&I <90%
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loans.com.au – Variable Home Loan P&I <90%
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| Variable | More details | ||||||||||||
HSBC – Home Value Loan - Owner Occupied (LVR 70% to 80%)
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HSBC – Home Value Loan - Owner Occupied (LVR 70% to 80%)
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| Fixed | More details | ||||||||||||
Newcastle Permanent – Fixed Rate Home Loan (1 year)
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Newcastle Permanent – Fixed Rate Home Loan (1 year)
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| Variable | N/A | More details | |||||||||||
Beyond Bank – Purple Basic Variable Home Loan (>60%-80% LVR)
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Beyond Bank – Purple Basic Variable Home Loan (>60%-80% LVR)
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| Variable | More details | ||||||||||||
Athena Home Loans – Straight Up Owner Occupied - Obliterate (LVR < 50%) (Principal and Interest)
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Athena Home Loans – Straight Up Owner Occupied - Obliterate (LVR < 50%) (Principal and Interest)
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| Fixed | More details | ||||||||||||
IMB Bank – Fixed Rate Home Loan (Principal and Interest) (LVR < 80%) (1 year)
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IMB Bank – Fixed Rate Home Loan (Principal and Interest) (LVR < 80%) (1 year)
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| Variable | More details | ||||||||||||
Liberty Financial – Flexible Home Loan LVR >95% (Owner Occupier)
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Liberty Financial – Flexible Home Loan LVR >95% (Owner Occupier)
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- Available for purchase or refinance, min 10% deposit needed to qualify.
- No application, ongoing monthly or annual fees.
- Quick and easy online application process.
Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of March 18, 2025. View disclaimer.
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Savings.com.au
Savings.com.au Pty Ltd ACN 161 358 363 | Australian Financial Services Licence and Australian Credit Licence 515843
Calculator Assumptions: How much can I borrow?
*Calculations are estimates and provided for illustrative purposes only. They do not take into account your personal circumstances, any product features, applicable fees or charges which may be payable. Different loan providers use varying lending criteria, and calculations are not an offer of credit, a quote or loan approval. The calculator calculates a maximum loan amount based on the information entered, the default values and rounds to the nearest dollar. The default values assist in giving an estimate of the factors which may determine the amount available for a loan. Default values: The loan term is assumed to be 30 years. Annual living expenses used are the higher of the amount you enter or the "Australian Household Expenditure Measure" figure as sourced from the Melbourne Institute - note it is assumed that these amounts do not change for the loan term. Maximum interest rate used is 6.50% p.a. for the loan term and repayments are made on a principal and interest basis. Negative gearing is not included.
Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. Rates correct as of 4 March 2025.
^The addition of offset sub-account means your comparison rate will change.
Powered by:
Savings.com.au
Savings.com.au Pty Ltd ACN 161 358 363 | Australian Financial Services Licence and Australian Credit Licence 515843