Home loan comparison

Lender

Variable
More details
  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

loans.com.au – Variable Home Loan P&I <90%

  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%
Variable
More details
  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

HSBC – Home Value Loan - Owner Occupied (LVR 70% to 80%)

  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%
Fixed
More details
  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

Newcastle Permanent – Fixed Rate Home Loan (1 year)

  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%
VariableN/A
More details
  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

Beyond Bank – Purple Basic Variable Home Loan (>60%-80% LVR)

  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%
Variable
More details
  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

Athena Home Loans – Straight Up Owner Occupied - Obliterate (LVR < 50%) (Principal and Interest)

  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%
Fixed
More details
  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

IMB Bank – Fixed Rate Home Loan (Principal and Interest) (LVR < 80%) (1 year)

  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%
Variable
More details
  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

Liberty Financial – Flexible Home Loan LVR >95% (Owner Occupier)

  • Great low rate available for purchases & refinancers
  • Australian based experienced lending team to help with every step of your home loan journey
  • Easy online process to find out if you would qualify
  • In business since 2011 & backed by Australia's largest online lender
  • No on-going fees, unlimited redraws and offset available for 0.10%

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of March 18, 2025. View disclaimer.

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Stamp Duty Calculator Assumptions:

The results from this calculator should be used as an indication only. It is provided for illustrative purposes only, based on the information provided, and provides an estimate of the government fees payable. Stamp duty rates are subject to change.

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. Rates correct as of 4 March 2025.

^The addition of offset sub-account means your comparison rate will change.

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Savings.com.au Pty Ltd ACN 161 358 363 | Australian Financial Services Licence and Australian Credit Licence 515843